Regulations & Ethics

Fred J. Joseph

Colorado Securities Commissioner

Let's be serious. Whether you have your own practice or are part of a larger organization, you have to live by the rules. Learn all about those rules as we get a unique chance to discover the in and outs of the regulatory side with Colorado Securities Commissioner.

Mr. Joseph is the Securities Commissioner for the State of Colorado. He was appointed to this position in May of 1999. In this role he is responsible for the administration of the Colorado Securities Act, the Colorado Commodity Code, the Colorado Municipal Bond Supervision Act, and the Local Government Investment Pool Trust Fund Administration and Enforcement Act. He also oversees the regulatory agency that licenses stockbrokers, brokerage firms and investment advisers in Colorado. Concurrently, he is a Board Member and Treasurer of the North American Securities Administrators Association.

From 1992 to 1999, Mr. Joseph was the Deputy Securities Commissioner. In that position, he oversaw the examination functions as well as the administrative matters for the Colorado Division of Securities. Prior to 1992, Mr. Joseph was the Deputy Commissioner of Financial Services in Colorado for 8 years. In that position, he was responsible for the examination and regulatory oversight of state-chartered savings and loan associations and credit unions in Colorado. Mr. Joseph has worked in the financial industry in bank operations, as well as in mortgage and construction lending. Mr. Joseph holds a Bachelor of Science degree in Business Administration from ColoradoStateUniversity in Pueblo, as well as an MBA in Finance and Accounting from RegisUniversity in Denver.

The Colorado Division of Securities (the "Division") is responsible for the administration and enforcement of the Colorado Securities Act, the Colorado Commodity Code, the Colorado Municipal Bond Supervision Act, and the Local Government Investment Pool Trust Fund Administration and Enforcement Act, and the rules and regulations promulgated thereunder. The Division licenses and regulates stockbrokers and investment advisers (often referred to as "financial planners") and the securities investments they offer, sell, and advise about in Colorado.